hmm... looks nice (anatomy, hair and shell is great), but i have to tell you a bit weird She is all armored, except over the panties. This is just my opinion: there is a few better way to emphasize the feminin lines. I know, i know xD i cant draw even so nice like you. So please, dont misunderstand my words, i just want to help
actually theres more places unconvered, but some armor is only to protect vital areas, since no one bothers to cut places that are too risky, the neck and chest are the most easiest to stab and sure very vital, the kness and elbow shins help protect when guard against weapons or can be used to attack, bare fist iron help severely punch your opponents face.
If possibles only some areas are protected.. if you look at the greeks,they only armor their shins and chest and head,but they just wear skirts underneath..